Fund Your Future
Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams. We know it’s not just about achieving your dreams (because we looked up in the sky every time, we heard an airplane too!), but funding your family’s dreams as well. That’s why Stratus was created, because with Stratus, the sky is no longer the limit.
Your Aviation Dreams Start Here
You’re not just a number, and it shows with Stratus. We look beyond the typical FICO scores and look at you as a whole aviator. We want to set you up for success before you even apply with us!
We offer exceptional lending packages, including:
• The best rate you’ll get anywhere to go from zero to hero!
• Full financing for your entire flight training and more
• Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
• Pay your loan off any time you want with no consequences or penalties whatsoever.
Stratus Has You Covered For Resources For Your Aviation Career
• Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
• Resume reviewing, editing, and building
• AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.
We look forward to helping you achieving your aviation dreams and seeing you in the sky!
The Stratus Advantage
Total Tuition Coverage
Finance your entire all-inclusive training cost with one loan
Flexible Repayment
Options for "interest-only" payments while you are in training and building your 1,500 hours
Fast-Track Approval
Secure your funding decision quickly to stay on schedule for your preferred start date
No Hidden Fees
Transparent terms with no prepayment penalties, allowing you to pay off your loan early once you reach the airlines
Your Roadmap to Funding
1. Apply Online
Complete the Stratus application in minutes. Most applicants receive a response within 48 hours.
2. Expert Review
Our team helps you review your offer and finalize your enrollment documents.
3. Take Flight
Once funded, your seat is secured. Your gear, housing, and flight hours are all ready for Day 1.
faq
Financing FAQ
Can I include the cost of living in my loan?
Since our program is all-inclusive, your local housing is already built into the total tuition cost. Your Stratus loan covers your training and your accommodations in one convenient package. Plus, we’ve got you covered from the moment you land with complimentary transportation to and from the airport.
Does Stratus allow co-signers?
Yes. Including a co-signer is a common way to lower your interest rate and ensure 100% funding.
When do I start making full payments?
Most plans allow for a "grace period" or interest-only payments until you have completed your training and are earning an income as a flight instructor.